Your business finances
Clarity, reporting and a plan
You have someone handling the day-to-day books; I work at the advisory level. GST returns, year-end tax, and the bigger picture conversations that help you make smarter decisions.
Monthly
Management accounts & actuals vs budget reporting
Zero
Nasty surprises from IRD at year end
GST & Tax
Filed correctly, on time, every time
Talk to me about your business
Monthly retainer clients get the most value; I get to know your business deeply and the advice just gets better over time. Book a call and let's see if we're a good fit.
Who this is for?
Small businesses that already have a bookkeeper or internal accounts person; and want an experienced accountant working at the advisory level on GST, tax, and strategy.
RAQUEL
Director, Crunch LimitedAccounting that works on the bigger picture
What's included
You've already got someone handling your day-to-day bookkeeping. What you need is an accountant working at a higher level; someone who reviews the numbers your bookkeeper produces, keeps you compliant, and helps you understand what it all means for your business.
I work from the information your bookkeeper provides, giving you expert oversight, compliance, and the kind of strategic guidance that actually moves the needle.
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Most of my business clients are on a monthly retainer; a fixed fee that covers management accounts, GST returns, and ongoing advisory support. You always know what you're paying, and I'm always across your numbers. No surprises, no hourly rates, no chasing invoices.
This kind of regular relationship is where I add the most value; because the more I understand your business over time, the better the advice I can give.
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I review and file your GST returns accurately and on time; working from the figures your bookkeeper has prepared. No last-minute stress, no errors, no IRD penalties.
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Your annual accounts prepared properly and your tax return filed correctly. I'll review your full-year position, make sure everything is claimed that should be, and give you a clear picture of where you stand.
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On a monthly or quarterly basis I produce clear management accounts for your business; showing exactly where you are financially, how your actual results compare to budget, and where the variances are. These aren't just reports to file away. They're the starting point for a real conversation about your business.
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One of the most valuable things we can do together is sit down regularly and look ahead. Are there enough jobs in the pipeline? Are current projects tracking to margin? Are you on course to hit your targets for the year? These meetings keep you proactive rather than reactive — and mean there are no surprises at year end.
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Whether you need a business plan for bank funding, an investor conversation, or simply to get clarity on where your business is heading; I prepare plans and cashflow forecasts that are credible, realistic, and built on solid numbers.
A well-prepared cashflow forecast doesn't just satisfy a bank manager. It gives you a clear picture of what's coming; when cash will be tight, when you can invest, and what you need to do to hit your targets. It's one of the most useful documents a business owner can have.
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Once I understand your business, I can help you think about structure, tax efficiency, and the decisions that will make a real difference over time. Your bookkeeper handles the data; I help you make sense of it and use it to move forward.
Annual financial statements prepared to NZ standards
Income tax return prepared and filed
Tax position reviewed — no surprises at year end
Provisional tax calculations and planning
Business structure review and advice
IRD correspondence managed on your behalf
Liaison with your bookkeeper to ensure accuracy
Monthly or quarterly management accounts produced for you
Actuals vs budget comparison with clear commentary
Regular pipeline meetings - jobs, projects, and revenue ahead
Business plans prepared for bank funding or internal planning
Cashflow forecasts - short and long term
GST returns reviewed and filed on time
The right division of roles
Your bookkeeper keeps the records. I make sure those records result in correct compliance, smart tax planning, and decisions made with the full picture in mind. And when you need a business plan or cashflow forecast; for the bank, for an investor, or just for yourself; I produce something that's credible, clear, and actually useful.
Let's work at the level that matters
If you have a bookkeeper and need a smart accountant above them, get in touch and let's talk about what that could look like.